health insurance for IC in massachusetts
hi, this might be completely inappropriate for this forum, but maybe someone out there can help.
Self insurance. That's what I do.
Contact your local chamber of commerce. They usually have a group plan that as a member you can join in. This cut my bill by about 35% over self-insured.
BC/BS is pretty much the only option in Massachusetts -- I pay around $250/month right now for individual coverage.
remember wherever you are that you may be able to save money by raising your deductible.
Self-Insurance isn't about going out and getting an individual insurance policy. It's about setting aside the money you would have given to the insurance company (and the attendant overhead that goes with it) and saving it yourself. It's the most efficient way to insure yourself, balanced against the risk that you may not have enough saved up yet to cover a major accident. But if you do have enough saved up, it's definitely the way to go...
Don't go snowboarding, play on a computer. Eat healthy food and exercise at home. You don't need any insurance whatsoever.
timothy not in MA
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